Terms of Service and Member Confidentiality Agreement
BETWEEN: (hereinafter called the member) AND: DETI Enterprises (hereinafter called the Company)
In this Agreement the company means - DETI Enterprises - CheckFirstOnline.com
The member means - You or your Company.
The member certifies that he/she is a Landlord/Apartment Owner/Resident Manager or Property Manager and has a permissible purpose for obtaining credit reports for which this application is being made. The member acknowledges that it is a criminal offence to obtain information by fraudulent means
The member agrees to obtain authorization from their prospective tenant prior to requesting a credit report from the company. The member understands that authorization must be given to the company and the member. The tenants credit report will be available to the member for pick-up in the members only area of this website after any verification the company may deem necessary has been completed. The credit report will be available in the members only area of the website for 7 days.
The member agrees to hold the contents of credit report in strict confidence and further agrees not to disclose the contents or provide a copy of the credit report to any other person including the prospective tenant. The member will refer the tenant seeking to question or dispute the information relating to him or her to Equifax. The member understands that the member can NOT request their own credit report or any family or friends credit report from the company.
The member agrees to request credit reports for the members exclusive use for the purpose of evaluating and verifying their prospective tenants credit worthiness and certifies that he/she will not request credit information from the company to use for or operate as a detective agent, reseller, repossession company, tenant screening company, credit repair clinic, bail bondsman, subscription service, spiritual counseling, genealogical or heir research firm, pawn shop, attorney or paralegal firm, news agency or journalist, company that locates missing children, tattoo service, massage service and is not involved with any of the following activities: check cashing, credit repair, dating service, adult entertainment or insurance claims.
Equifax data accessed and used by a business must be securely stored in locked cabinets and protected at all times from view and/or access by persons not associated with the business. The member acknowledges liability and responsibility for protecting Equifax data received from the company. The member agrees to take every precaution to protect information and will not operate out of an unrestricted location and agrees to keep equipment used to access Equifax data (desktop PC, laptop), as well as any hard copy data, in a secure location.
The membership shall continue for 1 year and will be automatically renewed as long as the member complies with this agreement. The company reserves the right to periodically update this agreement and the member agrees to be bound by any and all modifications to this agreement. By continuing to hold an account with the company the member agrees to provide the company with updated contact information and/or any other update information the company may request.
The company shall attempt to obtain information in good faith in accordance with applicable laws. The company hereby agrees to provide its qualified members that have been verified and credentialed with Equifax credit data in accordance with the members account type. The member hereby acknowledges that the company makes no warranty express or implied that it will meet the members needs and that the company cannot guarantee the accuracy or completeness of credit reports and accepts all information "AS IS" The member understands that information including scores will only be provided if available form Equifax.
The company, its owners, directors or employees will not be held liable in any way for any loss or injury to the member as a result of obtaining any credit reports or other information from the company. The member agrees to save and hold the company, its owners, directors and employees harmless and indemnify them from any claims, damages, losses or costs arising from the disclosure of any personal/credit information.
The member agrees to be responsible for the performance and availability of the members computer system, browsers, updates and programs necessary to communicate with this website. The company will not be responsible or liable for any loss or damage caused by mail interruption, equipment failure, power outages or any other disruption beyond the companys control.
The company reserves the right to suspend or terminate the membership if in its sole opinion the member is not complying with this agreement.
EQUIFAX MEMBER CONFIDENTIALITY AGREEMENT
The Member hereby acknowledges that The Company is a Member of Equifax Canada Inc. entitled to receive information from the latter.
From time to time, in accordance with the agreement reached between The Member and Company, and for the purpose of obtaining Credit information on prospective Tenants, the Member will require from the Company information obtained from Equifax Canada Inc.
At no time will the Member request information from Company without having in advance obtained a manifest, informed and specific consent from the individual concerned, in accordance with applicable laws;
The Member will only use the information pertaining to an individual and received from Company to verify the credit worthiness of the person and in accordance with the authorization given by the person;
The Member will not convey information received from Company to any third parties;
The Member will take all measures necessary to ensure the security and the confidentiality of information received from Company and will only allow its representatives, agents and employees to read the contents for the purposes necessary to perform their duties;
Without restricting the aforementioned obligations, insofar as information is concerned, The Company and the member undertake to respect all obligations imposed by any applicable law as well as those imposed by any regulation passed pursuant to the applicable law and to respect every obligation incumbent upon him pursuant to any applicable law or regulation;
This agreement does not cancel or supersede the service agreement reached between Company and the member before the signing of this agreement or any service agreement previously reached between the parties unless they are incompatible with this agreement, or unless otherwise agreed to between the parties;
We acknowledge that should we not abide by the terms of this agreement, then Equifax Canada Inc will have cause of action against us to assure compliance;
I have read and agree to the Terms of Service and Member Confidentiality Agreement as stated above. THIS AGREEMENT ENTERED INTO IN :_____________________,ON ______________________ COMPANY NAME DETI Enterprises By :_______________________________________ Duly authorized officer MEMBERS NAME By :_______________________________________