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Who can become a Member?
CheckFirstOnline.com provides credit reports to individuals involved in the
rental industry for the purpose of obtaining credit information on prospective
tenants.
Some examples include, Landlords, Realtors, Property Managers, Apartment
Owners, Rental Agents, Investors, Mobile Home Park Managers and House Boat
Rental Managers.
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Will I need my tenants
permission to run a credit check?
By law you must have your tenants permission to run a credit check. You must
have written authorization to obtain your prospective tenants credit report.
Most rental applications have a consent clause. If needed you can obtain a
rental application or consent form from the members area.
Your prospective tenants signed authorization along with your Membership
Agreement must be faxed to us before the credit report can be disclosed.
§ 619. Obtaining information under false pretences [15 U.S.C. § 1681q]
Under the Fair Credit Reporting Act there are severe penalties where a consumers
credit information has been obtained under false pretences. Any person who
knowingly and willfully obtains information from a reporting agency under false
pretences shall be fined or imprisoned for not more than two years, or both.
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How long does it take to receive the credit report?
The turnaround time is
usually within 1 hour during business hours
after we have received
and verified all required documents. Business hours Mon - Fri 9am - 5pm / Sat - 9am - 12pm standard pacific time.
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Do you any have special forms
that I must use?
CheckFirstOnline.com provides you
with these and many other useful Landlord forms in our members area or
you
may use your own Rental Application if you wish as long as a consent clause is
on it.
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What about privacy?
Our Privacy
Commitment to You.
We understand that your information is private, our website takes every
precaution to protect our user's information. When you submit sensitive
information on this website, your information is protected both on and off-line.
We do not share any user information with third parties and we will never sell
your personal information to any other company, association or anyone!
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How do I pay?
We accept Visa, MasterCard and American Express.
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How secure is my credit card information?
CheckFirstOnline.com uses 128 bit encryption technology to enable
secure
transactions between web browsers and this web site for all sensitive
information. All personal information is stored securely. Once consent forms are
received and a credit report is ordered, access to the information is restricted
to end-users as defined by consent forms and in accordance with Privacy
Legislation. Information is stored and maintained for a period of time as
required by Law and audit purposes.
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What's in a credit report?
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The credit report will verify your applicants
name, date of birth and SSN/SIN.
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A credit report will lists the current and
previous addresses last reported.
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A credit report will also list current and
previous employers last reported.
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A credit report will list bankruptcies,
collections, liens and NSF cheques.
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A credit report lists credit accounts and
payment history.
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Extra features provided by
CheckFirstOnline.com include fraud alerts and credit score when available.
Read more>
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Can I get my own credit report?
If you would like to order your own credit report please visit Equifax Canada
and fill in their application.
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Can I get the report in French?
Yes.
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Can I get a U.S. credit report?
Yes both Canadian and U.S. files can be obtained.
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I didn't receive a confirmation
link.
You may have made a spelling error when entering your email address. If you
don't receive your confirmation link please contact us at:
support@CheckFirstOnline.com
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