1. CREDIT REPORTS
The Member understands that the Member can NOT request the Members OWN PERSONAL
CREDIT REPORT or any FAMILY MEMBERS PERSONAL CREDIT REPORT form the Company. The
Member further agrees to request TENANT CREDIT REPORTS from the Company for the
purpose of evaluating and verifying their PROSPECTIVE TENANTS credit worthiness
only.
The Member understands that the Tenants Credit Report will not be sent to the
Member until the Company receives the Tenants signed authorization and any other
information or documents which may be required under this agreement.
The prospective Tenants Credit Report will be available to the Member for
pick-up within one business day after any verification the Company may deem
necessary, payment has cleared and all required documents have been received by
the Company. The Member understands that the Tenants Credit Report will be
available in the Members Area of the website for 7 days only.
The Member will not provide a copy of the Credit Report to the prospective
Tenant, except as may be required by law. The Member will refer the Tenant
seeking to question or dispute the contents of the Credit Report relating to him
or her to the Credit Reporting Agency identified on the Credit Report.
2. CREDIT REPORTING FEES
Member agrees to pay to the Company in advance the posted amount via the secure
internet credit card payment gateway by Visa, MasterCard or American Express
located on the CheckFirstOnline.com website for each Credit Report ordered. The
Member understands and agrees that Tenants Credit Report is non refundable.
3. MEMBERSHIP FEE
Member agrees to pay to the Company in advance a one-time Membership fee of $
45.00 + GST via the secure internet Credit Card payment gateway by Visa,
MasterCard or American Express located on the CheckFirstOnline.com website. The
Member understands and agrees that the Membership fee is non refundable unless
agreed upon by both parties.
4. MEMBERSHIP TERMS AND CONDITIONS
The Member confirms that the Member is not a Private Investigator, Law Firm,
Credit Consultant, Financial Consultant, Credit Repair Clinic or Reseller. The
Member acknowledges that it is a criminal offence to obtain Credit information
by fraudulent means and that any fraud suspected or otherwise will result in
immediate termination of the Membership.
The Membership shall continue for 1 year and will be automatically renewed as
long as the Member complies with this Terms of Service and Member
Confidentiality Agreement.
The Member must sign and Fax or Email the TERMS OF SERVICE-MEMBER and
CONFIDENTIALITY AGREEMENT within a reasonable time frame or the Membership may
be terminated.
For verification purposes:
LANDLORDS must provide:
A. Proof of ownership for the Rental Property. Title OR Mortgage document for
the Rental Property. Insurance document OR utility bill in the Members (YOUR)
name for the Rental Property.
B. Members Proof of ownership of (YOUR) current residence. Telephone or cell
phone bill listing in Members (YOUR) name and current residence.
C. ID Clear copy of your valid driver's license.
PROPERTY MANAGERS must provide all of the following documents:
Property Management Agreement signed by (YOU) the Property Manager and the
Property Owner. Clear copy of your valid driver's license. Utility bill or cell
phone bill in the Members (YOUR) name and current address. Copy of a valid
business license.
REALTORS must provide all of the following documents:
Copy of the Listing or Management Agreement with the Property Owner. Copy of a
valid Real Estate License. Copy of a valid business license. Website URL which
has the Members Name, Email address, Telephone and Fax Number clearly posted if
one exists. Clear copy of a valid driver's license.
Drivers License will not be accepted unless scanned and is completely legible
and clear.
Company reserves the right to terminate the Membership if in its sole opinion
the Member is not complying with the Terms of Service-Member Confidentiality
Agreement.
5. WARRANTY AND GUARANTEES
The Company shall attempt to obtain Credit information in good faith in
accordance with applicable laws. The Member understands that the Company makes
no warranty express or implied with respect to Credit information including the
predictive value of Scores or Safe Scan warnings that it will meet the Members
needs. Credit Reports are provided "AS IS" Member understands that Credit
information and Scores will only be provided if available form Equifax Canada
Inc.
6. SYSTEM SPECIFICATIONS
The Member agrees to be responsible for the performance and availability of the
Members computer system, browsers, updates and programs necessary to communicate
with this website. Company will not be responsible or liable for any loss or
damage caused by mail interruption, equipment failure, power outages or any
other disruption beyond the Companies control.
EQUIFAX MEMBER CONFIDENTIALITY AGREEMENT
7.The Member hereby acknowledges that the Company is a Member of Equifax Canada
Inc. entitled to receive information from the latter.
8. From time to time, in accordance with the agreement reached between the
Member and Company, and for the purpose of obtaining Credit information on
prospective Tenants, the Member will require from the Company information
obtained from Equifax Canada Inc.
9. At no time will the Member request information from Company without having in
advance obtained a manifest, informed and specific consent from the individual
concerned, in accordance with applicable laws;
10. The Member will only use the information pertaining to an individual and
received from Company to verify the credit worthiness of the person and in
accordance with the authorization given by the person;
11. The Member will not convey information received from Company to any third
parties;
12. The Member will take all measures necessary to ensure the security and the
confidentiality of information received from Company and will only allow its
representatives, agents and employees to read the contents for the purposes
necessary to perform their duties;
13. Without restricting the aforementioned obligations, insofar as information
is concerned, the Company and the member undertake to respect all obligations
imposed by any applicable law as well as those imposed by any regulation passed
pursuant to the applicable law and to respect every obligation incumbent upon
him pursuant to any applicable law or regulation;
14. This agreement does not cancel or supersede the service agreement reached
between Company and the member before the signing of this agreement or any
service agreement previously reached between the parties unless they are
incompatible with this agreement, or unless otherwise agreed to between the
parties;
15.We acknowledge that should we not abide by the terms of this agreement, then
Equifax Canada Inc will have cause of action against us to assure compliance;
