The member
certifies that he/she is a Landlord/Apartment Owner/Resident Manager
or Property Manager and has a permissible purpose for obtaining
credit reports and that the business operation for which this
application is being made is one of rental property. The member
agrees to request credit reports for the member's exclusive use and
for the purpose of evaluating and verifying their prospective
tenant's credit worthiness only.
The member
certifies that he/she is not a detective agent/company, law firm,
third party repossession company, pawn shop, credit repair clinic,
bail bondsman, subscription service (magazines, book clubs, record
clubs, etc.) company or individual involved in spiritual
counseling, genealogical or heir research firm, attorney or
paralegal firm, news agency or journalist, company that locates
missing children, tattoo service, massage service or reseller and is
not involved with any of the following activities: check cashing,
credit repair, dating service, adult entertainment or insurance
claims.
This agreement does
not include the onsite inspection which is only necessary for members wanting to
have access to full credit report files and have signed up for a Gold
Membership. The member agrees to pay the nonrefundable cost of the onsite
inspection which the company does not profit from.
The member agrees to
obtain authorization from the prospective tenant prior to requesting a credit
report from the company. The member agrees to hold the contents of credit report
in strict confidence and further agrees not to disclose the contents or provide
a copy of the credit report to any other person including the prospective
tenant. The member will refer the tenant seeking to question or dispute the
information relating to him or her to Equifax. The member understands that the
member can NOT request their own credit report or any family or friends credit
report from the company.
The member understands
that the prospective tenant's credit report will be available to the member for
pick-up in the members only area of this website after the prospective tenants
signed authorization has been received by the company; and any verification the
company may deem necessary has been completed. The member understands that the
credit report will be available in the members only area of the website for 7
days.
The member
certifies that he/she is not a business that operates out of an
unrestricted location and the member agrees that he/she will take
every precaution to protect the end-user information and to keep
equipment used to access Equifax data (desktop PC, laptop PC), as
well as any hard copy data, in a secure location. Any Equifax data
accessed and used by a business must be securely stored in locked
cabinets and protected at all times from view and/or access by
persons not associated with the business. The member acknowledges
liability and responsibility for protecting any and all Equifax data
received from the company.
The membership shall continue for 1 year and will
be automatically renewed as long as the member complies with this agreement. The
company reserves the right to periodically update this agreement and the member
agrees to be bound by any and all modifications to this agreement. By continuing
to hold an account with the company the member agrees to provide the company
with updated contact information and/or any other update information the company
may request.
The company shall attempt to obtain information
in good faith in accordance with applicable laws. The company hereby agrees to
provide its qualified members that have been verified and credentialed with
Equifax credit data in accordance with the members account type. The member
hereby acknowledges that the company makes no warranty express or implied that
it will meet the members needs and that the company cannot guarantee the
accuracy or completeness of credit reports and accepts all information "AS IS"
The member understands that information including scores will only be provided
if available form Equifax.
The company, its
owners, directors or employees will not be held liable in any way for any loss
or injury to the member as a result of obtaining any credit reports or other
information from the company. The member agrees to save and hold the company,
its owners, directors and employees harmless and indemnify them from any claims,
damages, losses or costs arising from the disclosure of any personal/credit
information.
The member agrees to
be responsible for the performance and availability of the member's computer
system, browsers, updates and programs necessary to communicate with this
website. The company will not be responsible or liable for any loss or damage
caused by mail interruption, equipment failure, power outages or any other
disruption beyond the companies control.
The Member
acknowledges that it is a criminal offence to obtain information by fraudulent
means. The company reserves the right to suspend or terminate the membership if
in its sole opinion the member is not complying with this agreement.
EQUIFAX
CONFIDENTIALITY AGREEMENT
The Member hereby acknowledges that the Company is
a Member of Equifax Canada Inc. entitled to receive information from the latter.
From time to time, in accordance with the agreement reached between The Member
and Company, and for the purpose of obtaining Credit information on prospective
Tenants, the Member will require from the Company information obtained from
Equifax Canada Inc. At no time will the Member request information from Company
without having in advance obtained a manifest, informed and specific consent
from the individual concerned, in accordance with applicable laws;
The
Member will only use the information pertaining to an individual and received
from Company to verify the credit worthiness of the person and in accordance
with the authorization given by the person;
The Member will not convey
information received from Company to any third parties;
The Member will take
all measures necessary to ensure the security and the confidentiality of
information received from Company and will only allow its representatives,
agents and employees to read the contents for the purposes necessary to perform
their duties;
Without restricting the aforementioned obligations, insofar as information is
concerned, the Company and the member undertake to respect all obligations
imposed by any applicable law as well as those imposed by any regulation passed
pursuant to the applicable law and to respect every obligation incumbent upon
him pursuant to any applicable law or regulation;
This agreement does not cancel or supersede the service agreement reached
between Company and the member before the signing of this agreement or any
service agreement previously reached between the parties unless they are
incompatible with this agreement, or unless otherwise agreed to between the
parties; We acknowledge that should we not abide by the terms of this agreement,
then Equifax Canada Inc will have cause of action against us to assure
compliance;