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Name
AKA - Aliases or Name the tenant
is known as
Current Address
Previous Addresses
Date of Birth
Current Employer
Previous Employer
Social Security Number SIN (CDN)
or SSN (USA)
Public Records -
This is any information on
the public record such as a bankruptcy or a credit-related court judgment and
secured loans, which are backed by an asset (property for example), may also
appear in the credit report.
Collection information -
This shows whether your prospective tenant ever had a debt that he or she
did not pay which was referred to a collection agency for payment.
Credit Accounts
-
This is information relating to any credit your prospective tenant
might have such as; lines of credit, mortgages, loans with banks, retailers,
credit card issuers and other lenders.
Payment History
-
Monthly Payment Amounts
Manner of Payments
Balances Owing
Past Due Amounts
Credit Report Inquiries -
This is a list of all
of the people who have inquired about your prospective tenant's credit such as
lenders, credit reporting agencies, rental companies or any other authorized
organization.
Banking information -
This is information about accounts your prospective tenant might have, including
any NSF (non-sufficient funds) cheques they may have written.
Credit Scores:
Plus CheckFirstOnline.com
provides you with more than just a basic credit report.
A credit score will help
you decide how much of a risk your prospective tenant represents based on
previous credit history. Equifax uses a scale from 300 to 900.
The higher
they score, the lower your risk.
Fraud Screening
-
Alerts you to potential problems
relating to inconsistencies in your prospective tenants application. You will be
alerted to any misuses of names, addresses, telephone numbers and social
security numbers.
This powerful tool will help you
decrease the possibilities and cost of fraud and are a great addition to regular
credit reports.
You will also be provided with
information and explanations on how to read the credit report.
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